Farmer Credit Score
0–900 score derived from 50+ satellite and agronomic variables. 89% predictive accuracy vs. 24-month repayment behavior.
PRODUCT · AGRI FINANCE
Agri Finance Suite
Satellite-derived credit scoring and collateral monitoring for the world's 450M unbanked smallholders. Approve loans in minutes, not weeks — with field-verified evidence instead of paperwork.
Farmer Credit Profile · Sample #A4F29 · Maharashtra
Credit Score
742
Tier 1 · Low Risk
Collateral Value
$48,200
Verified via satellite
Default Probability
2.1%
12-month forward
Crop Health (NDVI)
0.84
Yield History (5yr)
+18%
Climate Resilience
68/100
CORE CAPABILITIESApprove a farm loan in 7 minutes
Approve a farm loan in 7 minutes
using satellite as collateral.
Most smallholder farmers have no bank statements, no audited financials, and no formal collateral. Agri Finance flips that — we turn satellite history, crop health, and yield forecasts into the credit decision your underwriting team can act on.
Field-as-Collateral Engine
Auto-estimates plot value from soil type, irrigation, and yield history. Generates collateral documentation lenders accept.
Instant Pre-Approval
API-driven pre-qualification in under 90 seconds. Farmer enters Aadhaar/phone, gets an offer before leaving the agent's office.
Continuous Monitoring
Watch every loan's underlying collateral throughout the season. Early-warning alerts before defaults materialize.
AI Underwriting Copilot
Watch every loan's underlying collateral throughout the season. Early-warning alerts before defaults materialize.
Core Banking Integrations
Pre-built connectors for Temenos, Finastra, Mambu, and 30+ regional LOS systems across Africa, Asia, and Latin America.
Farmer Onboarding
Geo-tagged KYC
Climate Risk Layer
Stress-tested
Portfolio Analytics
Vintage + cohort views
Regulatory Reports
Basel + IFRS 9
WHY LENDERS CHOOSE USReach 450M unbanked farmers
Reach 450M unbanked farmers
without the cost of physical branches
Lower acquisition cost
No branch visits required. Qualify farmers from satellite alone — drop your CAC by 80%.
Faster cycle time
From application to disbursement in under 48 hours, not 30 days. Capture seasonal demand windows.
Lower default rates
Continuous collateral monitoring catches stress signals 60+ days before repayment issues surface.
Basel-compliant provisioning
IFRS 9 / Basel III-ready risk models. Internal ratings-based approach with full audit trails.
Inclusive lending
Reach women, young, and first-time borrowers who lack formal credit history but have proven fields.
Government & NGO ready
Subsidy tracking, beneficiary verification, and impact reporting for development finance programs.
REQUEST ACCESSSee your portfolio’s true
See your portfolio’s true
credit risk, in real time.
Send us your loan book (anonymized) or your target lending region. We'll deliver a sample credit-decision report — including full scorecard and provisioning impact — within 10 business days
Trusted by 40+ financial institutions
From regional microfinance NGOs to global development banks — Agri Finance Suite is the satellite credit layer powering next-generation agricultural lending.